Take 2... and action! Today I accomplished a major financial milestone... The mortgage is history!
Category Everything else
OK... So back on January 11th, I excitedly blogged that we had paid off our mortgage. Celebration ensued, and joy spread throughout the land...
Now, think about those stories where Bob and Sally have been married for 20 years, only to find out their papers were never filed, therefore making their marriage legally invalid.
Fast forward to this week...
I received notice from the Post Office Monday that they couldn't deliver a piece of certified mail from Wachovia. Hey, must be our title to the house! So on Tuesday, I took a couple different busses, stood in a rain/snow mix, stopped at the post office, and eventually got home with the letter. Only to find... my returned "final" check, and a form letter stating that a payoff of a mortgage had to be via "certified funds". Furthermore, the final payoff amount they needed (including fees and per diem interest) was only valid through February 6th, and the letter arrived on the 10th.
You mean to tell me that you've taken my money for nearly 20 years, with some lump sum payments being larger than the one for our final payment, and all of a sudden my check isn't good enough for you???
<insert all sorts of evil thoughts and rantings about banks who take billions in bailout funds, blah, blah, blah>
Needless to say, I was *not* a happy camper when I called them this morning asking for an updated payoff listing... now. Rather than mess with "certified funds", I had my local bank wire the payoff today. It was worth the $25 wire transfer fee to know it was there, electronically acknowledged, and much harder to ignore.
So... as of TOMORROW, we will have paid off the mortgage once again. Celebration will once again ensue (albeit somewhat more subdued), and joy will once again spread throughout the land (with the exception of North Carolina, where the carcass of Wachovia rests)...
OK... So back on January 11th, I excitedly blogged that we had paid off our mortgage. Celebration ensued, and joy spread throughout the land...
Now, think about those stories where Bob and Sally have been married for 20 years, only to find out their papers were never filed, therefore making their marriage legally invalid.
Fast forward to this week...
I received notice from the Post Office Monday that they couldn't deliver a piece of certified mail from Wachovia. Hey, must be our title to the house! So on Tuesday, I took a couple different busses, stood in a rain/snow mix, stopped at the post office, and eventually got home with the letter. Only to find... my returned "final" check, and a form letter stating that a payoff of a mortgage had to be via "certified funds". Furthermore, the final payoff amount they needed (including fees and per diem interest) was only valid through February 6th, and the letter arrived on the 10th.
You mean to tell me that you've taken my money for nearly 20 years, with some lump sum payments being larger than the one for our final payment, and all of a sudden my check isn't good enough for you???
<insert all sorts of evil thoughts and rantings about banks who take billions in bailout funds, blah, blah, blah>
Needless to say, I was *not* a happy camper when I called them this morning asking for an updated payoff listing... now. Rather than mess with "certified funds", I had my local bank wire the payoff today. It was worth the $25 wire transfer fee to know it was there, electronically acknowledged, and much harder to ignore.
So... as of TOMORROW, we will have paid off the mortgage once again. Celebration will once again ensue (albeit somewhat more subdued), and joy will once again spread throughout the land (with the exception of North Carolina, where the carcass of Wachovia rests)...
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Comments
Posted by Stephan H. Wissel At 19:31:04 On 11/02/2009 | - Website - |
Posted by Mary Beth Raven At 20:22:25 On 11/02/2009 | - Website - |
USPS can only do so much.
Posted by Keith Brooks At 20:23:23 On 11/02/2009 | - Website - |
Posted by Brad Stoddard At 11:38:00 On 13/02/2009 | - Website - |
Posted by null At 06:52:17 On 15/02/2009 | - Website - |